Protect Your Garden Investment

Comprehensive plant protection insurance for residential gardens, landscaping projects, and greenhouse operations. Because your green investment deserves the best protection.

Get Protected Today

About GreenThumb Assurance

Founded in 2015 by a team of passionate horticulturists and insurance professionals, GreenThumb Assurance emerged from a simple observation: gardeners and landscaping professionals invest thousands of dollars in plants, trees, and garden infrastructure, yet have limited protection against unforeseen losses.

Our company was born when our founder, Sarah Martinez, a master gardener with over 20 years of experience, lost her entire prize-winning rose garden to an unexpected late frost. Despite having homeowner's insurance, she discovered that specialized plant collections and landscaping investments were largely unprotected. This experience sparked the creation of the first comprehensive plant protection insurance program in North America.

Today, GreenThumb Assurance serves over 15,000 clients across residential, commercial, and agricultural sectors. We understand that plants are more than just property—they're living investments that require specialized knowledge and protection. Our team combines deep horticultural expertise with innovative insurance solutions, offering coverage for everything from weather-related damage to pest infestations and plant diseases.

We partner with leading botanical institutions, certified arborists, and plant health specialists to provide not just financial protection, but also preventive care guidance and rapid response services. Our mission is to give every gardener, landscaper, and plant enthusiast the confidence to invest in their green dreams, knowing they're protected by professionals who truly understand the unique challenges of plant cultivation and care.

Why Choose GreenThumb Assurance

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Comprehensive Coverage

Protection against weather damage, pests, diseases, and accidental harm. Our policies cover plant replacement costs, soil restoration, and emergency intervention services.

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Expert Plant Knowledge

Our team includes certified horticulturists and plant pathologists who understand the unique needs and vulnerabilities of different plant species and growing conditions.

Rapid Response Service

24/7 emergency plant care hotline and same-day assessment for urgent situations. Quick action can often save plants and minimize losses during critical situations.

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Affordable Premiums

Competitive rates starting at just $15/month for basic residential coverage. Custom pricing available for commercial operations and high-value collections.

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Easy Claims Process

Submit claims through our mobile app with photo documentation. Most claims processed within 48 hours, with direct payment to certified plant suppliers and contractors.

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Nationwide Coverage

Available in all 50 states with region-specific policies that account for local climate conditions, common pests, and seasonal challenges affecting plant health.

Our Insurance Services

Residential Garden Protection

Comprehensive coverage for home gardens, landscaping, and outdoor plant collections up to $50,000 in value.

  • Weather damage protection (frost, hail, drought)
  • Pest and disease coverage
  • Accidental damage protection
  • Plant replacement guarantee
  • Soil restoration coverage

Commercial Landscaping Insurance

Specialized coverage for landscaping professionals, nurseries, and commercial properties with extensive plant investments.

  • Commercial liability protection
  • Equipment and irrigation system coverage
  • Seasonal installation protection
  • Client property damage coverage
  • Business interruption protection

Greenhouse & Conservatory Coverage

Specialized protection for controlled environment growing operations, including structure and plant inventory coverage.

  • Climate control system protection
  • Power outage damage coverage
  • Rare plant collection insurance
  • Research project protection
  • Propagation material coverage

What Our Clients Say

When a late spring freeze destroyed my entire vegetable garden just before harvest season, GreenThumb Assurance not only covered the full replacement cost but also helped me select frost-resistant varieties for replanting. Their expertise saved me thousands of dollars and months of replanting work.
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Michael Rodriguez

Home Gardener, Portland, OR

As a professional landscaper, having GreenThumb Assurance gives my clients confidence and protects my business reputation. When a irrigation malfunction damaged a $15,000 installation, they handled everything quickly and professionally, maintaining my client relationships.
JS

Jennifer Stevens

Stevens Landscaping, Eugene, OR

My greenhouse operation houses over 300 rare orchid varieties worth more than $80,000. GreenThumb's specialized greenhouse coverage and plant expertise gives me peace of mind. Their rapid response team once saved my entire collection during a heating system failure.
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Dr. David Liu

Botanical Researcher, Salem, OR

After investing over $25,000 in mature fruit trees and berry bushes for our farm, we needed specialized protection that regular farm insurance couldn't provide. GreenThumb's agricultural coverage is perfectly tailored to our perennial crop investments.
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Amanda Brooks

Sunset Valley Farm, Corvallis, OR

The claims process was incredibly smooth. After hail damage to our rooftop garden, I submitted photos through their app on Monday, had an assessor visit Tuesday, and received payment approval by Thursday. Outstanding service and professionalism throughout.
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Thomas Chen

Urban Gardener, Portland, OR

Get Your Free Quote

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Contact Information

Ready to protect your green investment? Our expert team is here to help you find the perfect coverage for your needs. Call us for an immediate consultation or use our online form for a detailed quote.

  • Phone: +1 (503) 555-2847
  • Email: [email protected]
  • Hours: Monday-Friday 8AM-6PM PST
  • Emergency: 24/7 Plant Care Hotline
  • Address: 2847 Garden Grove Avenue
                 Portland, OR 97205